Banco Inter Credit Card: Check Benefits and How to Apply

Banco Inter stands out in the market with its credit card with no annual fee and a Mastercard logo, ideal for those who value convenience and savings. When opening a free digital account, the customer receives a debit card. However, it is possible to activate the credit function after a quick analysis, which can be requested directly through the Banco Inter app or website.

To meet different customer profiles, Banco Inter offers three versions of the credit card: Gold, Platinum and Black. Each version comes with specific benefits and cashback options on the amount of invoices paid. The Inter Gold Card, issued automatically when opening the account, is the initial option, with benefits such as price protection insurance and protected purchase, international coverage and participation in the Mastercard Surpreenda program, ideal for everyday purchases and travel.

See how to apply for the Banco Inter credit card

Already the Inter Platinum Card It is aimed at customers who have investments between R$50,000 and R$249,999 in the institution. This card has extra benefits, such as the Mastercard Airport Concierge, which facilitates access at airports, travel assistance and even cashback of R$0.501 on the invoice, offering a premium experience with advantages for frequent travelers.

Finally, the Inter Black Card is the most exclusive option, available to customers with investments exceeding R$250,000. With it, the user has access to differentiated benefits, such as free use of VIP lounges at airports, Boingo WiFi in several locations, global emergency assistance and up to R$11,000 cashback on the invoice amount. This card is ideal for those seeking a complete experience and high-income benefits.

How to Apply for a Banco Inter Credit Card

To obtain the credit function, simply access your account through the app or online banking. In the “Cards” menu, click on the “Request credit feature” option. If you wish, you can attach additional documents, such as bank statements or proof of income, to help with the analysis, although this is not mandatory. The request is analyzed within seven days, and the response is sent directly by email.

Discover all the benefits of Banco Inter cards

Cashback and Discounts at Inter Shop

In addition to the standard benefits, Banco Inter offers cashback different for each type of card: 0.25% for Gold, 0.50% for Platinum and 1% for Black. This cashback is a practical way to save, since part of the amount paid on the invoice is returned to the customer. And for those who like exclusive discounts, Inter Shop, accessible through the app, offers offers from partners such as Centauro, Amazon and Netshoes, further expanding the card's advantages.

Conclusion

With options for different profiles and a series of benefits that include cashback, zero annual fees and international coverage, Banco Inter credit cards have been standing out among consumers. In addition to convenience and savings, Banco Inter customers can count on Inter Shop, which offers discounts at several partner stores.

Find out everything about the Banco Inter Credit Card