Banco Inter Credit Card – Benefits, Cashback and How to Apply

Banco Inter has gained prominence in the financial market with its line of credit cards with no annual fee, which combine practicality, savings and exclusive benefits.

With the Mastercard brand and international coverage, Inter cards are available in versions Gold, Platinum and Black, serving different customer profiles.

In addition to not charging an annual fee, these cards offer a progressive cashback system and access to exclusive benefits.

Benefits of Banco Inter Cards

Each version of the Banco Inter credit card offers specific advantages for different consumer profiles:

1. Inter Gold Card: The Gold card is the initial and most accessible version, automatically made available to all customers when opening a digital account. With the Mastercard brand, it offers benefits such as:

• Price Protection and Protected Purchase: Insurance that covers the price difference on recently purchased products and protection against accidental damage or theft.
• Mastercard Global Service: Assistance for emergencies abroad.
• Mastercard Surprise Program: Offers advantages on purchases from partners.
• 0.25% Cashback: Part of the amount paid on the invoice is returned to the customer.

1. Inter Platinum Card: This intermediate version is ideal for customers who have investments between R$50,000 and R$249,999 at Banco Inter. In addition to all the advantages of the Gold card, the Platinum card offers:

• Mastercard Airport Concierge: Special assistance at airports, including VIP transportation options.
• Travel Assistance: Support service during trips, providing greater security to the user.
• 0.50% Cashback: An even higher return compared to Gold, ideal for those looking to save money.

1. Inter Black Card: The Black version is aimed at high-income clients who have investments of more than R$250,000 in the institution. With it, the user has access to the most exclusive benefits:

• Access to VIP Lounges and Mastercard Airport Experiences: Includes access to airport lounges, perfect for frequent travelers.
• Boingo WiFi: Free WiFi Internet at various locations around the world.
• 1% Cashback: For each invoice paid, the customer receives 1% of the amount back, making it one of the highest cashbacks on the market.

How to Apply for a Banco Inter Credit Card

Requesting credit at Banco Inter is easy and can be done directly through the app. Just follow the steps below:

1. Access the account in the app: In the “Cards” menu, select the “Request credit feature” option.
2. Submit Additional Documents: If desired, the client can send proof of income, such as bank statements or pay stubs, to facilitate analysis.
3. Wait for Analysis: The maximum response period is seven days, with the result sent by email.

This initial analysis determines the customer's credit limit, which may increase depending on responsible use and payment history with Banco Inter.

Cashback and Exclusive Discounts at Inter Shop

Cashback is one of the great advantages of Inter cards. In addition to receiving part of the invoice amount back, the customer can take advantage of Inter Shop, available in the app, to get discounts at a range of partner stores, including Amazon, Centauro and Netshoes. Discounts vary according to the store, and customers can save directly on their purchases at Inter Shop.

Conclusion

Banco Inter credit cards are ideal for those looking for an affordable, accessible service full of benefits.

With cashback options, access to VIP lounges, insurance and exclusive discounts, Banco Inter caters to different customer profiles, from those looking for a basic card with no annual fee to those who want a premium service.