In the world of credit cards, understanding the options available on the market is essential to choosing the one that best suits your financial needs. Here, we highlight three credit card options for those looking for services with an initial limit of around R$1,000.00: the C6 Card, the Santander SX Card, and the Will Bank card.
C6 Bank Card
Main Features:
- No Annual Fee: Ideal for those who want to save on fees.
- Atom Points: Accumulate points on all purchases and exchange them for products or services.
- VIP Room: Access depending on the card plan for a more comfortable travel experience.
How to Request:
The request can be made directly through the C6 Bank app, where you can also customize your card.
Santander SX Card
Main Features:
- Minimum Income: R$ 1,045.00 for non-account holders and exemption from annual fees when spending R$100 on purchases.
- App Way: Complete card management via the app, with the possibility of temporary blocking and unblocking.
- Rewards System: Accumulation of Sphere points, which can be exchanged for a series of rewards.
How to Request:
The card can be requested through the Santander website or directly at branches, with the advantage of adjusting the credit limit through the app.
Will Bank
Main Features:
- Fully Digital: Card managed by app, without the need for physical banks.
- No Annual Fee: It does not charge annual fees, making it affordable for everyone.
- Cashback: Offers partial cash back on specific purchases.
How to Request:
The request is made online through the official Will Bank website, with a quick and bureaucracy-free process.
Tips for Getting Approved for a Credit Card
Keep Your CPF Without Restrictions
Ensuring that your CPF is not linked to any debt is crucial to increasing your chances of approval.
Credit history
A good credit history suggests that you are a good payer. This can be decisive during a credit analysis.
Income Compatible
Make sure your income is compatible with the minimum required by the credit card you want to apply for.
Comparison Between Cards
| Feature | C6 Card | Santander SX Card | Will Bank |
|---|---|---|---|
| Annuity | No | Yes (exempt if minimum spend) | No |
| Points Program | Yes | Yes (Sphere) | Cashback |
| Management App | Yes | Yes | Yes |
| Access to VIP Lounges | It depends on the plan | No | No |
Each of these cards has its own peculiarities and benefits. While the C6 Card and Will Bank offer a model with no annual fee, the Santander SX can waive this fee with a minimum monthly spend. The choice depends on what you value most: flexibility in points, ease of management through the app, or savings on annual fees.
Ready to make your choice? Visit the respective websites and see which card best fits your financial profile! Explore more and make an informed decision.
